Call reports 2002
COMMERCE BANK, NATIONAL ASSOCIATION — 2002
What COMMERCE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 886,248,000 | 904,074,000 | 915,685,000 | 913,856,000 |
| Total loans | 521,883,000 | 539,327,000 | 554,292,000 | 555,907,000 |
| Allowance for loan losses | 8,405,000 | 8,405,000 | 8,404,000 | 8,405,000 |
| Securities available for sale | 320,030,000 | 298,007,000 | 296,875,000 | 296,976,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 631,958,000 | 639,284,000 | 619,979,000 | 635,896,000 |
| Interest-bearing deposits | 554,320,000 | 549,367,000 | 529,422,000 | 538,366,000 |
| Noninterest-bearing deposits | 77,638,000 | 89,917,000 | 90,557,000 | 97,530,000 |
| Equity capital | 94,655,000 | 97,823,000 | 100,286,000 | 99,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 13,070,000 | 25,355,000 | 37,643,000 | 49,988,000 |
| Interest expense | 3,721,000 | 6,843,000 | 9,764,000 | 12,420,000 |
| Net interest income | 9,349,000 | 18,512,000 | 27,879,000 | 37,568,000 |
| Noninterest income | 3,552,000 | 7,469,000 | 11,148,000 | 14,845,000 |
| Noninterest expense | 6,620,000 | 13,016,000 | 19,304,000 | 25,829,000 |
| Provision for loan losses | 80,000 | 299,000 | 552,000 | 1,096,000 |
| Pretax income | 6,216,000 | 13,053,000 | 19,558,000 | 25,875,000 |
| Income tax | 2,102,000 | 4,449,000 | 6,666,000 | 8,807,000 |
| Net income | 4,114,000 | 8,604,000 | 12,892,000 | 17,068,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,357,000 | 87,866,000 | 88,162,000 | 88,345,000 |
| Total capital | 94,930,000 | 95,811,000 | 96,049,000 | 96,162,000 |
| Risk-weighted assets | 605,035,000 | 635,111,000 | 630,453,000 | 624,772,000 |