Call reports 2026
RICHLAND COUNTY BANK — 2026
What RICHLAND COUNTY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 113,602,000 | 114,101,000 |
| Total loans | 48,329,000 | 49,861,000 |
| Allowance for loan losses | 637,000 | 637,000 |
| Securities available for sale | 49,648,000 | 51,832,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 95,822,000 | 96,013,000 |
| Interest-bearing deposits | 70,573,000 | 69,479,000 |
| Noninterest-bearing deposits | 25,249,000 | 26,534,000 |
| Equity capital | 17,274,000 | 17,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,159,000 | 2,352,000 |
| Interest expense | 214,000 | 419,000 |
| Net interest income | 945,000 | 1,933,000 |
| Noninterest income | 105,000 | 237,000 |
| Noninterest expense | 673,000 | 1,339,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 418,000 | 872,000 |
| Income tax | 13,000 | 20,000 |
| Net income | 405,000 | 852,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 20,867,000 | 21,069,000 |