Call report 2022Q4
RICHLAND COUNTY BANK — 2022Q4
The 22 measures RICHLAND COUNTY BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 111,313,000 | USD | evidence → |
| Total loans | 46,774,000 | USD | evidence → |
| Allowance for loan losses | 652,000 | USD | evidence → |
| Securities available for sale | 52,212,000 | USD | evidence → |
| Securities held to maturity | 100,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 99,282,000 | USD | evidence → |
| Interest-bearing deposits | 67,576,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,706,000 | USD | evidence → |
| Equity capital | 11,580,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,083,000 | USD | evidence → |
| Interest expense | 140,000 | USD | evidence → |
| Net interest income | 2,943,000 | USD | evidence → |
| Noninterest income | 391,000 | USD | evidence → |
| Noninterest expense | 2,314,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,069,000 | USD | evidence → |
| Income tax | 2,000 | USD | evidence → |
| Net income | 1,067,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,648,000 | USD | evidence → |