Call report 2021Q4
RICHLAND COUNTY BANK — 2021Q4
The 22 measures RICHLAND COUNTY BANK reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 118,767,000 | USD | evidence → |
| Total loans | 42,476,000 | USD | evidence → |
| Allowance for loan losses | 685,000 | USD | evidence → |
| Securities available for sale | 60,585,000 | USD | evidence → |
| Securities held to maturity | 150,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 99,771,000 | USD | evidence → |
| Interest-bearing deposits | 69,736,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,035,000 | USD | evidence → |
| Equity capital | 18,568,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,440,000 | USD | evidence → |
| Interest expense | 174,000 | USD | evidence → |
| Net interest income | 3,266,000 | USD | evidence → |
| Noninterest income | 394,000 | USD | evidence → |
| Noninterest expense | 2,341,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 1,302,000 | USD | evidence → |
| Income tax | 4,000 | USD | evidence → |
| Net income | 1,298,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,171,000 | USD | evidence → |