Call report 2020Q4
RICHLAND COUNTY BANK — 2020Q4
The 22 measures RICHLAND COUNTY BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 115,422,000 | USD | evidence → |
| Total loans | 45,414,000 | USD | evidence → |
| Allowance for loan losses | 588,000 | USD | evidence → |
| Securities available for sale | 52,892,000 | USD | evidence → |
| Securities held to maturity | 200,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 94,674,000 | USD | evidence → |
| Interest-bearing deposits | 66,876,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,798,000 | USD | evidence → |
| Equity capital | 19,629,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,662,000 | USD | evidence → |
| Interest expense | 272,000 | USD | evidence → |
| Net interest income | 3,390,000 | USD | evidence → |
| Noninterest income | 338,000 | USD | evidence → |
| Noninterest expense | 2,270,000 | USD | evidence → |
| Provision for loan losses | 105,000 | USD | evidence → |
| Pretax income | 1,771,000 | USD | evidence → |
| Income tax | 3,000 | USD | evidence → |
| Net income | 1,768,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,827,000 | USD | evidence → |