Call report 2019Q4
RICHLAND COUNTY BANK — 2019Q4
The 22 measures RICHLAND COUNTY BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 101,916,000 | USD | evidence → |
| Total loans | 44,852,000 | USD | evidence → |
| Allowance for loan losses | 487,000 | USD | evidence → |
| Securities available for sale | 43,152,000 | USD | evidence → |
| Securities held to maturity | 250,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 82,744,000 | USD | evidence → |
| Interest-bearing deposits | 62,174,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,570,000 | USD | evidence → |
| Equity capital | 18,698,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,485,000 | USD | evidence → |
| Interest expense | 266,000 | USD | evidence → |
| Net interest income | 3,219,000 | USD | evidence → |
| Noninterest income | 358,000 | USD | evidence → |
| Noninterest expense | 2,332,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,243,000 | USD | evidence → |
| Income tax | 1,000 | USD | evidence → |
| Net income | 1,242,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,451,000 | USD | evidence → |
| Total capital | 18,938,000 | USD | evidence → |
| Risk-weighted assets | 54,549,000 | USD | evidence → |