Call report 2015Q4
RICHLAND COUNTY BANK — 2015Q4
The 22 measures RICHLAND COUNTY BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 100,736,000 | USD | evidence → |
| Total loans | 43,061,000 | USD | evidence → |
| Allowance for loan losses | 533,000 | USD | evidence → |
| Securities available for sale | 42,547,000 | USD | evidence → |
| Securities held to maturity | 600,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 82,748,000 | USD | evidence → |
| Interest-bearing deposits | 66,895,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,853,000 | USD | evidence → |
| Equity capital | 17,434,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,914,000 | USD | evidence → |
| Interest expense | 300,000 | USD | evidence → |
| Net interest income | 2,614,000 | USD | evidence → |
| Noninterest income | 468,000 | USD | evidence → |
| Noninterest expense | 2,466,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 616,000 | USD | evidence → |
| Income tax | 132,000 | USD | evidence → |
| Net income | 484,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,511,000 | USD | evidence → |
| Total capital | 18,044,000 | USD | evidence → |
| Risk-weighted assets | 51,756,000 | USD | evidence → |