Call report 2014Q4
RICHLAND COUNTY BANK — 2014Q4
The 22 measures RICHLAND COUNTY BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 105,981,000 | USD | evidence → |
| Total loans | 41,963,000 | USD | evidence → |
| Allowance for loan losses | 554,000 | USD | evidence → |
| Securities available for sale | 45,929,000 | USD | evidence → |
| Securities held to maturity | 750,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 84,441,000 | USD | evidence → |
| Interest-bearing deposits | 71,199,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,242,000 | USD | evidence → |
| Equity capital | 17,307,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,134,000 | USD | evidence → |
| Interest expense | 356,000 | USD | evidence → |
| Net interest income | 2,778,000 | USD | evidence → |
| Noninterest income | 463,000 | USD | evidence → |
| Noninterest expense | 2,505,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 736,000 | USD | evidence → |
| Income tax | 182,000 | USD | evidence → |
| Net income | 554,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,400,000 | USD | evidence → |
| Total capital | 17,954,000 | USD | evidence → |
| Risk-weighted assets | 51,422,000 | USD | evidence → |