Call report 2012Q4
RICHLAND COUNTY BANK — 2012Q4
The 22 measures RICHLAND COUNTY BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 103,006,000 | USD | evidence → |
| Total loans | 42,755,000 | USD | evidence → |
| Allowance for loan losses | 813,000 | USD | evidence → |
| Securities available for sale | 48,098,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 80,608,000 | USD | evidence → |
| Interest-bearing deposits | 68,578,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,030,000 | USD | evidence → |
| Equity capital | 22,082,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,817,000 | USD | evidence → |
| Interest expense | 603,000 | USD | evidence → |
| Net interest income | 3,214,000 | USD | evidence → |
| Noninterest income | 517,000 | USD | evidence → |
| Noninterest expense | 2,439,000 | USD | evidence → |
| Provision for loan losses | 45,000 | USD | evidence → |
| Pretax income | 1,247,000 | USD | evidence → |
| Income tax | 273,000 | USD | evidence → |
| Net income | 974,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,565,000 | USD | evidence → |
| Total capital | 22,168,000 | USD | evidence → |
| Risk-weighted assets | 48,091,000 | USD | evidence → |