Call report 2012Q2
RICHLAND COUNTY BANK — 2012Q2
The 22 measures RICHLAND COUNTY BANK reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 104,393,000 | USD | evidence → |
| Total loans | 45,746,000 | USD | evidence → |
| Allowance for loan losses | 774,000 | USD | evidence → |
| Securities available for sale | 46,577,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 81,582,000 | USD | evidence → |
| Interest-bearing deposits | 68,642,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,940,000 | USD | evidence → |
| Equity capital | 22,525,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,972,000 | USD | evidence → |
| Interest expense | 336,000 | USD | evidence → |
| Net interest income | 1,636,000 | USD | evidence → |
| Noninterest income | 302,000 | USD | evidence → |
| Noninterest expense | 1,202,000 | USD | evidence → |
| Provision for loan losses | 15,000 | USD | evidence → |
| Pretax income | 721,000 | USD | evidence → |
| Income tax | 150,000 | USD | evidence → |
| Net income | 571,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,974,000 | USD | evidence → |
| Total capital | 22,614,000 | USD | evidence → |
| Risk-weighted assets | 51,097,000 | USD | evidence → |