Call report 2008Q4
RICHLAND COUNTY BANK — 2008Q4
The 22 measures RICHLAND COUNTY BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 107,984,000 | USD | evidence → |
| Total loans | 51,799,000 | USD | evidence → |
| Allowance for loan losses | 469,000 | USD | evidence → |
| Securities available for sale | 45,874,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 85,678,000 | USD | evidence → |
| Interest-bearing deposits | 76,504,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,174,000 | USD | evidence → |
| Equity capital | 21,229,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,842,000 | USD | evidence → |
| Interest expense | 2,285,000 | USD | evidence → |
| Net interest income | 3,557,000 | USD | evidence → |
| Noninterest income | 406,000 | USD | evidence → |
| Noninterest expense | 2,553,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 1,350,000 | USD | evidence → |
| Income tax | 308,000 | USD | evidence → |
| Net income | 1,042,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,581,000 | USD | evidence → |
| Total capital | 21,050,000 | USD | evidence → |
| Risk-weighted assets | 57,248,000 | USD | evidence → |