Call report 2008Q2
RICHLAND COUNTY BANK — 2008Q2
The 22 measures RICHLAND COUNTY BANK reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 105,856,000 | USD | evidence → |
| Total loans | 50,726,000 | USD | evidence → |
| Allowance for loan losses | 466,000 | USD | evidence → |
| Securities available for sale | 44,996,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 84,868,000 | USD | evidence → |
| Interest-bearing deposits | 74,732,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,136,000 | USD | evidence → |
| Equity capital | 20,558,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,034,000 | USD | evidence → |
| Interest expense | 1,182,000 | USD | evidence → |
| Net interest income | 1,852,000 | USD | evidence → |
| Noninterest income | 203,000 | USD | evidence → |
| Noninterest expense | 1,265,000 | USD | evidence → |
| Provision for loan losses | 25,000 | USD | evidence → |
| Pretax income | 765,000 | USD | evidence → |
| Income tax | 102,000 | USD | evidence → |
| Net income | 663,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,713,000 | USD | evidence → |
| Total capital | 21,179,000 | USD | evidence → |
| Risk-weighted assets | 57,209,000 | USD | evidence → |