Call report 2005Q4
RICHLAND COUNTY BANK — 2005Q4
The 22 measures RICHLAND COUNTY BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 105,279,000 | USD | evidence → |
| Total loans | 46,093,000 | USD | evidence → |
| Allowance for loan losses | 440,000 | USD | evidence → |
| Securities available for sale | 47,100,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 85,587,000 | USD | evidence → |
| Interest-bearing deposits | 74,787,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,800,000 | USD | evidence → |
| Equity capital | 18,876,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,161,000 | USD | evidence → |
| Interest expense | 1,869,000 | USD | evidence → |
| Net interest income | 3,292,000 | USD | evidence → |
| Noninterest income | 405,000 | USD | evidence → |
| Noninterest expense | 2,509,000 | USD | evidence → |
| Provision for loan losses | 15,000 | USD | evidence → |
| Pretax income | 1,173,000 | USD | evidence → |
| Income tax | 148,000 | USD | evidence → |
| Net income | 1,025,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,180,000 | USD | evidence → |
| Total capital | 19,620,000 | USD | evidence → |
| Risk-weighted assets | 53,926,000 | USD | evidence → |