Call report 2003Q4
RICHLAND COUNTY BANK — 2003Q4
The 22 measures RICHLAND COUNTY BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 106,254,000 | USD | evidence → |
| Total loans | 46,246,000 | USD | evidence → |
| Allowance for loan losses | 535,000 | USD | evidence → |
| Securities available for sale | 44,866,000 | USD | evidence → |
| Securities held to maturity | 264,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 85,930,000 | USD | evidence → |
| Interest-bearing deposits | 77,393,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,537,000 | USD | evidence → |
| Equity capital | 18,996,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,878,000 | USD | evidence → |
| Interest expense | 2,241,000 | USD | evidence → |
| Net interest income | 3,637,000 | USD | evidence → |
| Noninterest income | 354,000 | USD | evidence → |
| Noninterest expense | 2,606,000 | USD | evidence → |
| Provision for loan losses | 10,000 | USD | evidence → |
| Pretax income | 1,375,000 | USD | evidence → |
| Income tax | 138,000 | USD | evidence → |
| Net income | 1,237,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,078,000 | USD | evidence → |
| Total capital | 18,613,000 | USD | evidence → |
| Risk-weighted assets | 53,714,000 | USD | evidence → |