Call report 2002Q4
RICHLAND COUNTY BANK — 2002Q4
The 22 measures RICHLAND COUNTY BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 106,171,000 | USD | evidence → |
| Total loans | 49,953,000 | USD | evidence → |
| Allowance for loan losses | 535,000 | USD | evidence → |
| Securities available for sale | 43,847,000 | USD | evidence → |
| Securities held to maturity | 552,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 86,130,000 | USD | evidence → |
| Interest-bearing deposits | 78,540,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,590,000 | USD | evidence → |
| Equity capital | 18,500,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,398,000 | USD | evidence → |
| Interest expense | 2,861,000 | USD | evidence → |
| Net interest income | 3,537,000 | USD | evidence → |
| Noninterest income | 308,000 | USD | evidence → |
| Noninterest expense | 2,734,000 | USD | evidence → |
| Provision for loan losses | 23,000 | USD | evidence → |
| Pretax income | 1,088,000 | USD | evidence → |
| Income tax | 211,000 | USD | evidence → |
| Net income | 877,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,250,000 | USD | evidence → |
| Total capital | 17,785,000 | USD | evidence → |
| Risk-weighted assets | 55,018,000 | USD | evidence → |