Call reports 2003
FIRST NATIONAL BANK — 2003
What FIRST NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 84,412,000 | 83,984,000 | 88,958,000 | 89,751,000 |
| Total loans | 55,402,000 | 55,469,000 | 55,556,000 | 58,011,000 |
| Allowance for loan losses | 596,000 | 624,000 | 606,000 | 604,000 |
| Securities available for sale | 20,394,000 | 23,328,000 | 26,698,000 | 25,194,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,531,000 | 72,125,000 | 72,539,000 | 74,083,000 |
| Interest-bearing deposits | 63,133,000 | 63,171,000 | 62,598,000 | 64,926,000 |
| Noninterest-bearing deposits | 8,398,000 | 8,954,000 | 9,941,000 | 9,157,000 |
| Equity capital | 10,785,000 | 11,187,000 | 11,503,000 | 11,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,244,000 | 2,495,000 | 3,775,000 | 5,067,000 |
| Interest expense | 377,000 | 737,000 | 1,061,000 | 1,372,000 |
| Net interest income | 867,000 | 1,758,000 | 2,714,000 | 3,695,000 |
| Noninterest income | 220,000 | 438,000 | 678,000 | 909,000 |
| Noninterest expense | 504,000 | 984,000 | 1,547,000 | 2,146,000 |
| Provision for loan losses | 20,000 | 55,000 | 55,000 | 155,000 |
| Pretax income | 563,000 | 1,157,000 | 1,790,000 | 2,309,000 |
| Income tax | 205,000 | 422,000 | 653,000 | 848,000 |
| Net income | 358,000 | 735,000 | 1,137,000 | 1,461,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,414,000 | 10,804,000 | 11,220,000 | 11,557,000 |
| Total capital | 11,010,000 | 11,428,000 | 11,826,000 | 12,161,000 |
| Risk-weighted assets | 58,232,000 | 58,453,000 | 61,444,000 | 63,946,000 |