Call reports 2002
FIRST NATIONAL BANK — 2002
What FIRST NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 79,471,000 | 78,572,000 | 82,582,000 | 86,068,000 |
| Total loans | 48,211,000 | 50,936,000 | 52,041,000 | 54,456,000 |
| Allowance for loan losses | 544,000 | 595,000 | 581,000 | 587,000 |
| Securities available for sale | 23,294,000 | 17,007,000 | 20,071,000 | 24,574,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,873,000 | 68,119,000 | 71,718,000 | 73,540,000 |
| Interest-bearing deposits | 60,552,000 | 59,705,000 | 63,003,000 | 63,713,000 |
| Noninterest-bearing deposits | 7,321,000 | 8,414,000 | 8,715,000 | 9,827,000 |
| Equity capital | 8,869,000 | 9,725,000 | 10,160,000 | 10,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,269,000 | 2,576,000 | 3,829,000 | 5,062,000 |
| Interest expense | 486,000 | 942,000 | 1,377,000 | 1,807,000 |
| Net interest income | 783,000 | 1,634,000 | 2,452,000 | 3,255,000 |
| Noninterest income | 155,000 | 373,000 | 625,000 | 804,000 |
| Noninterest expense | 437,000 | 855,000 | 1,294,000 | 1,817,000 |
| Provision for loan losses | 0 | 50,000 | 50,000 | 110,000 |
| Pretax income | 501,000 | 1,102,000 | 1,733,000 | 2,175,000 |
| Income tax | 178,000 | 395,000 | 629,000 | 793,000 |
| Net income | 323,000 | 707,000 | 1,104,000 | 1,382,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,945,000 | 9,342,000 | 9,752,000 | 10,042,000 |
| Total capital | 9,489,000 | 9,937,000 | 10,333,000 | 10,629,000 |
| Risk-weighted assets | 50,686,000 | 51,803,000 | 55,683,000 | 56,967,000 |