Call reports 2001
FIRST NATIONAL BANK — 2001
What FIRST NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 73,428,000 | 74,921,000 | 76,882,000 | 77,864,000 |
| Total loans | 43,242,000 | 44,699,000 | 47,585,000 | 47,072,000 |
| Allowance for loan losses | 495,000 | 532,000 | 565,000 | 549,000 |
| Securities available for sale | 19,727,000 | 17,890,000 | 18,494,000 | 23,778,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,792,000 | 65,654,000 | 67,278,000 | 68,376,000 |
| Interest-bearing deposits | 56,789,000 | 58,432,000 | 59,462,000 | 60,649,000 |
| Noninterest-bearing deposits | 7,003,000 | 7,222,000 | 7,816,000 | 7,727,000 |
| Equity capital | 9,215,000 | 8,974,000 | 9,257,000 | 8,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,355,000 | 2,722,000 | 4,082,000 | 5,351,000 |
| Interest expense | 675,000 | 1,344,000 | 1,975,000 | 2,548,000 |
| Net interest income | 680,000 | 1,378,000 | 2,107,000 | 2,803,000 |
| Noninterest income | 119,000 | 265,000 | 398,000 | 591,000 |
| Noninterest expense | 415,000 | 818,000 | 1,237,000 | 1,663,000 |
| Provision for loan losses | 0 | 55,000 | 90,000 | 90,000 |
| Pretax income | 398,000 | 784,000 | 1,223,000 | 1,729,000 |
| Income tax | 138,000 | 274,000 | 428,000 | 610,000 |
| Net income | 260,000 | 510,000 | 795,000 | 1,119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,714,000 | 8,477,000 | 8,775,000 | 8,608,000 |
| Total capital | 9,209,000 | 9,009,000 | 9,340,000 | 9,157,000 |
| Risk-weighted assets | 45,869,000 | 46,458,000 | 49,002,000 | 49,112,000 |