Call report 2025Q4
F & M COMMUNITY BANK, NATIONAL ASSOCIATION — 2025Q4
The 22 measures F & M COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 213,562,000 | USD | evidence → |
| Total loans | 152,361,000 | USD | evidence → |
| Allowance for loan losses | 1,860,000 | USD | evidence → |
| Securities available for sale | 37,053,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 185,705,000 | USD | evidence → |
| Interest-bearing deposits | 144,242,000 | USD | evidence → |
| Noninterest-bearing deposits | 41,463,000 | USD | evidence → |
| Equity capital | 16,948,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,669,000 | USD | evidence → |
| Interest expense | 2,921,000 | USD | evidence → |
| Net interest income | 6,748,000 | USD | evidence → |
| Noninterest income | 1,577,000 | USD | evidence → |
| Noninterest expense | 6,305,000 | USD | evidence → |
| Provision for loan losses | 138,000 | USD | evidence → |
| Pretax income | 1,882,000 | USD | evidence → |
| Income tax | 16,000 | USD | evidence → |
| Net income | 1,866,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,840,000 | USD | evidence → |