Call reports 2021
F & M COMMUNITY BANK, NATIONAL ASSOCIATION — 2021
What F & M COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 170,072,000 | 177,527,000 | 174,457,000 | 178,560,000 |
| Total loans | 112,697,000 | 109,745,000 | 110,133,000 | 116,211,000 |
| Allowance for loan losses | 1,397,000 | 1,423,000 | 1,422,000 | 1,422,000 |
| Securities available for sale | 39,143,000 | 45,219,000 | 46,574,000 | 47,358,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,188,000 | 159,333,000 | 155,909,000 | 160,339,000 |
| Interest-bearing deposits | 100,525,000 | 110,437,000 | 103,909,000 | 107,734,000 |
| Noninterest-bearing deposits | 51,663,000 | 48,896,000 | 52,000,000 | 52,605,000 |
| Equity capital | 17,347,000 | 17,568,000 | 17,682,000 | 17,286,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,976,000 | 3,707,000 | 5,125,000 | 6,579,000 |
| Interest expense | 103,000 | 200,000 | 299,000 | 398,000 |
| Net interest income | 1,873,000 | 3,507,000 | 4,826,000 | 6,181,000 |
| Noninterest income | 435,000 | 795,000 | 1,112,000 | 1,473,000 |
| Noninterest expense | 1,318,000 | 2,718,000 | 4,048,000 | 5,470,000 |
| Provision for loan losses | 25,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 965,000 | 1,534,000 | 1,840,000 | 2,134,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 963,000 | 1,532,000 | 1,838,000 | 2,132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,606,000 | 17,575,000 | 17,506,000 | 17,650,000 |