Call reports 2018
F & M COMMUNITY BANK, NATIONAL ASSOCIATION — 2018
What F & M COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 121,842,000 | 125,806,000 | 128,541,000 | 132,031,000 |
| Total loans | 94,110,000 | 97,116,000 | 97,827,000 | 100,680,000 |
| Allowance for loan losses | 1,350,000 | 1,377,000 | 1,378,000 | 1,378,000 |
| Securities available for sale | 17,628,000 | 18,934,000 | 18,234,000 | 19,376,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,545,000 | 102,585,000 | 109,288,000 | 112,802,000 |
| Interest-bearing deposits | 74,297,000 | 76,476,000 | 81,080,000 | 82,110,000 |
| Noninterest-bearing deposits | 27,248,000 | 26,109,000 | 28,208,000 | 30,692,000 |
| Equity capital | 14,246,000 | 14,147,000 | 14,273,000 | 14,536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,304,000 | 2,689,000 | 4,108,000 | 5,589,000 |
| Interest expense | 117,000 | 271,000 | 434,000 | 623,000 |
| Net interest income | 1,187,000 | 2,418,000 | 3,674,000 | 4,966,000 |
| Noninterest income | 226,000 | 499,000 | 747,000 | 990,000 |
| Noninterest expense | 1,083,000 | 2,265,000 | 3,376,000 | 4,542,000 |
| Provision for loan losses | 25,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 305,000 | 602,000 | 995,000 | 1,354,000 |
| Income tax | 0 | 2,000 | 2,000 | 2,000 |
| Net income | 305,000 | 600,000 | 993,000 | 1,352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,425,000 | 14,370,000 | 14,588,000 | 14,722,000 |
| Total capital | 15,775,000 | 15,747,000 | 15,966,000 | 16,100,000 |
| Risk-weighted assets | 108,100,000 | 111,139,000 | 112,412,000 | 113,836,000 |