Call reports 2017
F & M COMMUNITY BANK, NATIONAL ASSOCIATION — 2017
What F & M COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 122,475,000 | 130,778,000 | 127,135,000 | 125,361,000 |
| Total loans | 92,029,000 | 94,674,000 | 95,906,000 | 94,526,000 |
| Allowance for loan losses | 1,251,000 | 1,254,000 | 1,289,000 | 1,328,000 |
| Securities available for sale | 19,729,000 | 19,859,000 | 19,631,000 | 18,989,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,815,000 | 100,706,000 | 102,772,000 | 105,227,000 |
| Interest-bearing deposits | 68,463,000 | 69,972,000 | 74,675,000 | 74,502,000 |
| Noninterest-bearing deposits | 27,352,000 | 30,734,000 | 28,097,000 | 30,725,000 |
| Equity capital | 13,560,000 | 14,170,000 | 14,341,000 | 14,377,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,242,000 | 2,746,000 | 4,105,000 | 5,445,000 |
| Interest expense | 93,000 | 201,000 | 334,000 | 454,000 |
| Net interest income | 1,149,000 | 2,545,000 | 3,771,000 | 4,991,000 |
| Noninterest income | 255,000 | 515,000 | 750,000 | 1,042,000 |
| Noninterest expense | 1,060,000 | 2,205,000 | 3,289,000 | 4,418,000 |
| Provision for loan losses | 40,000 | 80,000 | 120,000 | 160,000 |
| Pretax income | 304,000 | 775,000 | 1,112,000 | 1,455,000 |
| Income tax | 0 | 2,000 | 2,000 | 2,000 |
| Net income | 304,000 | 773,000 | 1,110,000 | 1,453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,571,000 | 13,916,000 | 14,103,000 | 14,320,000 |
| Total capital | 14,822,000 | 15,170,000 | 15,392,000 | 15,648,000 |
| Risk-weighted assets | 116,992,000 | 121,641,000 | 109,326,000 | 108,683,000 |