Call report 2004Q4
F & M COMMUNITY BANK, NATIONAL ASSOCIATION — 2004Q4
The 22 measures F & M COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 78,902,000 | USD | evidence → |
| Total loans | 51,552,000 | USD | evidence → |
| Allowance for loan losses | 393,000 | USD | evidence → |
| Securities available for sale | 19,658,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 68,822,000 | USD | evidence → |
| Interest-bearing deposits | 60,569,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,253,000 | USD | evidence → |
| Equity capital | 7,270,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,944,000 | USD | evidence → |
| Interest expense | 1,158,000 | USD | evidence → |
| Net interest income | 2,786,000 | USD | evidence → |
| Noninterest income | 511,000 | USD | evidence → |
| Noninterest expense | 2,515,000 | USD | evidence → |
| Provision for loan losses | 78,000 | USD | evidence → |
| Pretax income | 673,000 | USD | evidence → |
| Income tax | 16,000 | USD | evidence → |
| Net income | 657,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,287,000 | USD | evidence → |
| Total capital | 7,680,000 | USD | evidence → |
| Risk-weighted assets | 58,215,000 | USD | evidence → |