Call reports 2002

F & M COMMUNITY BANK, NATIONAL ASSOCIATION — 2002

Name: F & M COMMUNITY BANK, NATIONAL ASSOCIATION — FFIEC call report 2002
Creator: F & M COMMUNITY BANK, NATIONAL ASSOCIATION

What F & M COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.

PERIOD: 2002SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/fe6bfebc-a825-47c1-bc43-bbf5618c5a4a/2002

Balance sheet

What the bank holds and owes at quarter end

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Total assets	45,712,000	45,570,000	55,901,000	58,584,000
Total loans	26,228,000	27,466,000	35,118,000	36,504,000
Allowance for loan losses	257,000	306,000	403,000	389,000
Securities available for sale	16,144,000	15,511,000	16,341,000	17,425,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	37,836,000	37,524,000	46,067,000	48,472,000
Interest-bearing deposits	32,879,000	32,921,000	40,563,000	41,496,000
Noninterest-bearing deposits	4,957,000	4,603,000	5,504,000	6,976,000
Equity capital	4,981,000	5,128,000	6,906,000	7,054,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Interest income	728,000	1,474,000	2,706,000	3,548,000
Interest expense	281,000	562,000	946,000	1,239,000
Net interest income	447,000	912,000	1,760,000	2,309,000
Noninterest income	52,000	116,000	210,000	408,000
Noninterest expense	357,000	727,000	1,460,000	2,014,000
Provision for loan losses	0	51,000	106,000	106,000
Pretax income	129,000	237,000	395,000	587,000
Income tax	-156,000	-157,000	-39,000	-51,000
Net income	285,000	394,000	434,000	638,000

Basel measures — not reported for every quarter

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Tier 1 capital	4,914,000	4,849,000	6,478,000	6,681,000
Total capital	5,171,000	5,155,000	6,881,000	7,070,000
Risk-weighted assets	29,065,000	32,728,000	40,042,000	41,930,000