Call reports 2001
F & M COMMUNITY BANK, NATIONAL ASSOCIATION — 2001
What F & M COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 44,523,000 | 46,815,000 | 47,302,000 | 47,349,000 |
| Total loans | 24,974,000 | 28,440,000 | 28,067,000 | 27,538,000 |
| Allowance for loan losses | 244,000 | 257,000 | 257,000 | 259,000 |
| Securities available for sale | 16,845,000 | 15,531,000 | 15,564,000 | 14,724,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,096,000 | 40,500,000 | 41,319,000 | 40,975,000 |
| Interest-bearing deposits | 33,976,000 | 35,119,000 | 36,487,000 | 33,696,000 |
| Noninterest-bearing deposits | 4,120,000 | 5,381,000 | 4,832,000 | 7,279,000 |
| Equity capital | 4,989,000 | 4,588,000 | 4,862,000 | 4,784,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 886,000 | 1,749,000 | 2,613,000 | 3,424,000 |
| Interest expense | 424,000 | 818,000 | 1,180,000 | 1,491,000 |
| Net interest income | 462,000 | 931,000 | 1,433,000 | 1,933,000 |
| Noninterest income | 57,000 | 106,000 | 183,000 | 257,000 |
| Noninterest expense | 340,000 | 710,000 | 1,076,000 | 1,671,000 |
| Provision for loan losses | 3,000 | 20,000 | 23,000 | 25,000 |
| Pretax income | 162,000 | 295,000 | 505,000 | 493,000 |
| Income tax | 43,000 | 71,000 | 107,000 | 72,000 |
| Net income | 119,000 | 224,000 | 398,000 | 421,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,827,000 | 4,431,000 | 4,606,000 | 4,629,000 |
| Total capital | 5,071,000 | 4,688,000 | 4,863,000 | 4,888,000 |
| Risk-weighted assets | 32,008,000 | 34,838,000 | 34,056,000 | 33,072,000 |