Call reports 2025
OMB BANK — 2025
What OMB BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,905,200,000 | 1,984,131,000 | 2,005,900,000 | 2,109,531,000 |
| Total loans | 1,646,491,000 | 1,740,620,000 | 1,803,689,000 | 1,847,540,000 |
| Allowance for loan losses | 23,783,000 | 25,727,000 | 28,036,000 | 28,575,000 |
| Securities available for sale | 26,095,000 | 22,743,000 | 21,151,000 | 17,475,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,649,517,000 | 1,727,555,000 | 1,740,733,000 | 1,843,420,000 |
| Interest-bearing deposits | 1,535,271,000 | 1,614,973,000 | 1,616,434,000 | 1,700,538,000 |
| Noninterest-bearing deposits | 114,246,000 | 112,582,000 | 124,299,000 | 142,882,000 |
| Equity capital | 158,425,000 | 168,161,000 | 177,712,000 | 187,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 30,963,000 | 64,912,000 | 100,851,000 | 135,858,000 |
| Interest expense | 15,558,000 | 32,425,000 | 49,707,000 | 66,464,000 |
| Net interest income | 15,405,000 | 32,487,000 | 51,144,000 | 69,394,000 |
| Noninterest income | 1,394,000 | 3,184,000 | 5,177,000 | 7,265,000 |
| Noninterest expense | 8,714,000 | 18,141,000 | 28,383,000 | 38,863,000 |
| Provision for loan losses | 1,800,000 | 3,600,000 | 6,200,000 | 8,200,000 |
| Pretax income | 6,287,000 | 13,932,000 | 21,740,000 | 29,598,000 |
| Income tax | 1,450,000 | 3,237,000 | 4,767,000 | 6,603,000 |
| Net income | 4,837,000 | 10,695,000 | 16,973,000 | 22,995,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 157,391,000 | 167,252,000 | 176,533,000 | 186,057,000 |
| Total capital | 178,207,000 | 189,069,000 | 199,214,000 | 209,317,000 |
| Risk-weighted assets | 1,661,579,000 | 1,740,963,000 | 1,808,382,000 | 1,854,758,000 |