Call reports 2024
OMB BANK — 2024
What OMB BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,566,106,000 | 1,601,223,000 | 1,676,801,000 | 1,769,541,000 |
| Total loans | 1,359,572,000 | 1,432,361,000 | 1,461,164,000 | 1,552,895,000 |
| Allowance for loan losses | 17,308,000 | 18,723,000 | 20,280,000 | 21,998,000 |
| Securities available for sale | 32,106,000 | 31,122,000 | 31,305,000 | 28,815,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,341,346,000 | 1,278,427,000 | 1,428,557,000 | 1,521,697,000 |
| Interest-bearing deposits | 1,236,093,000 | 1,180,001,000 | 1,314,192,000 | 1,411,602,000 |
| Noninterest-bearing deposits | 105,253,000 | 98,426,000 | 114,365,000 | 110,095,000 |
| Equity capital | 130,456,000 | 137,645,000 | 142,479,000 | 148,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 25,166,000 | 52,064,000 | 80,779,000 | 110,485,000 |
| Interest expense | 13,611,000 | 27,697,000 | 43,034,000 | 58,183,000 |
| Net interest income | 11,555,000 | 24,367,000 | 37,745,000 | 52,302,000 |
| Noninterest income | 2,030,000 | 3,724,000 | 6,103,000 | 7,921,000 |
| Noninterest expense | 7,379,000 | 15,211,000 | 23,388,000 | 31,866,000 |
| Provision for loan losses | 1,275,000 | 2,650,000 | 4,225,000 | 6,050,000 |
| Pretax income | 4,931,000 | 10,230,000 | 16,235,000 | 22,307,000 |
| Income tax | 1,163,000 | 2,418,000 | 3,843,000 | 5,019,000 |
| Net income | 3,768,000 | 7,812,000 | 12,392,000 | 17,288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 130,331,000 | 137,403,000 | 141,986,000 | 147,884,000 |
| Total capital | 147,374,000 | 155,282,000 | 160,459,000 | 167,620,000 |
| Risk-weighted assets | 1,362,910,000 | 1,429,252,000 | 1,475,801,000 | 1,576,387,000 |