Call reports 2023
OMB BANK — 2023
What OMB BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,279,284,000 | 1,341,596,000 | 1,409,628,000 | 1,511,465,000 |
| Total loans | 1,145,738,000 | 1,198,625,000 | 1,219,412,000 | 1,307,704,000 |
| Allowance for loan losses | 12,604,000 | 13,634,000 | 14,950,000 | 16,072,000 |
| Securities available for sale | 35,390,000 | 31,873,000 | 32,090,000 | 32,457,000 |
| Securities held to maturity | 3,891,000 | 3,844,000 | 3,857,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,075,598,000 | 1,136,590,000 | 1,200,314,000 | 1,282,234,000 |
| Interest-bearing deposits | 957,040,000 | 1,010,514,000 | 1,075,423,000 | 1,187,759,000 |
| Noninterest-bearing deposits | 118,558,000 | 126,076,000 | 124,891,000 | 94,475,000 |
| Equity capital | 111,023,000 | 114,533,000 | 120,719,000 | 124,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 17,050,000 | 36,806,000 | 58,733,000 | 82,666,000 |
| Interest expense | 6,879,000 | 15,954,000 | 26,085,000 | 38,632,000 |
| Net interest income | 10,171,000 | 20,852,000 | 32,648,000 | 44,034,000 |
| Noninterest income | 2,000,000 | 3,961,000 | 6,300,000 | 8,701,000 |
| Noninterest expense | 6,019,000 | 12,686,000 | 19,894,000 | 27,755,000 |
| Provision for loan losses | 975,000 | 2,025,000 | 3,475,000 | 4,665,000 |
| Pretax income | 5,177,000 | 10,102,000 | 15,579,000 | 20,315,000 |
| Income tax | 1,225,000 | 2,391,000 | 3,685,000 | 4,800,000 |
| Net income | 3,952,000 | 7,711,000 | 11,894,000 | 15,515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 111,225,000 | 115,011,000 | 121,222,000 | 124,870,000 |
| Total capital | 122,479,000 | 128,495,000 | 136,022,000 | 140,792,000 |
| Risk-weighted assets | 1,150,980,000 | 1,191,013,000 | 1,225,682,000 | 1,315,503,000 |