Call reports 2022
OMB BANK — 2022
What OMB BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 862,167,000 | 988,154,000 | 1,070,997,000 | 1,188,472,000 |
| Total loans | 795,302,000 | 903,025,000 | 983,027,000 | 1,056,176,000 |
| Allowance for loan losses | 9,491,000 | 10,381,000 | 11,244,000 | 11,086,000 |
| Securities available for sale | 19,895,000 | 30,126,000 | 32,395,000 | 34,980,000 |
| Securities held to maturity | 3,242,000 | 3,301,000 | 3,313,000 | 3,323,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 730,929,000 | 833,130,000 | 885,170,000 | 1,028,155,000 |
| Interest-bearing deposits | 588,508,000 | 698,018,000 | 758,638,000 | 904,263,000 |
| Noninterest-bearing deposits | 142,421,000 | 135,112,000 | 126,532,000 | 123,892,000 |
| Equity capital | 89,095,000 | 91,031,000 | 100,816,000 | 103,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 9,224,000 | 19,781,000 | 32,199,000 | 46,968,000 |
| Interest expense | 1,276,000 | 2,972,000 | 6,128,000 | 11,274,000 |
| Net interest income | 7,948,000 | 16,809,000 | 26,071,000 | 35,694,000 |
| Noninterest income | 728,000 | 1,524,000 | 2,604,000 | 3,684,000 |
| Noninterest expense | 4,387,000 | 9,903,000 | 15,754,000 | 21,907,000 |
| Provision for loan losses | 525,000 | 1,425,000 | 2,325,000 | 3,225,000 |
| Pretax income | 3,764,000 | 7,005,000 | 10,596,000 | 14,246,000 |
| Income tax | 906,000 | 1,678,000 | 2,533,000 | 3,294,000 |
| Net income | 2,858,000 | 5,327,000 | 8,063,000 | 10,952,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,904,000 | 89,400,000 | 99,663,000 | 102,579,000 |
| Total capital | 96,395,000 | 99,781,000 | 110,907,000 | 113,665,000 |
| Risk-weighted assets | 800,133,000 | 907,229,000 | 996,288,000 | 1,075,018,000 |