Call reports 2021
OMB BANK — 2021
What OMB BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 676,396,000 | 686,315,000 | 740,217,000 | 770,271,000 |
| Total loans | 611,842,000 | 636,966,000 | 646,866,000 | 708,054,000 |
| Allowance for loan losses | 7,827,000 | 8,264,000 | 8,700,000 | 9,139,000 |
| Securities available for sale | 20,890,000 | 17,121,000 | 14,825,000 | 12,745,000 |
| Securities held to maturity | 1,686,000 | 2,200,000 | 2,207,000 | 2,214,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 563,107,000 | 576,984,000 | 616,619,000 | 648,170,000 |
| Interest-bearing deposits | 476,197,000 | 489,861,000 | 515,001,000 | 519,076,000 |
| Noninterest-bearing deposits | 86,910,000 | 87,123,000 | 101,618,000 | 129,094,000 |
| Equity capital | 62,571,000 | 65,092,000 | 83,525,000 | 86,448,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,749,000 | 16,114,000 | 26,081,000 | 34,859,000 |
| Interest expense | 1,679,000 | 3,256,000 | 4,744,000 | 6,097,000 |
| Net interest income | 6,070,000 | 12,858,000 | 21,337,000 | 28,762,000 |
| Noninterest income | 686,000 | 1,523,000 | 2,283,000 | 3,927,000 |
| Noninterest expense | 3,559,000 | 7,423,000 | 11,643,000 | 17,170,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,350,000 | 1,800,000 |
| Pretax income | 2,747,000 | 6,058,000 | 10,627,000 | 13,719,000 |
| Income tax | 656,000 | 1,452,000 | 2,551,000 | 2,602,000 |
| Net income | 2,091,000 | 4,606,000 | 8,076,000 | 11,117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,912,000 | 62,454,000 | 80,950,000 | 84,019,000 |
| Total capital | 67,353,000 | 70,303,000 | 89,034,000 | 92,942,000 |
| Risk-weighted assets | 594,931,000 | 627,531,000 | 646,181,000 | 713,652,000 |