Call reports 2020
OMB BANK — 2020
What OMB BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 550,763,000 | 584,930,000 | 603,950,000 | 634,439,000 |
| Total loans | 482,315,000 | 523,901,000 | 557,114,000 | 578,132,000 |
| Allowance for loan losses | 5,862,000 | 6,388,000 | 6,976,000 | 7,576,000 |
| Securities available for sale | 24,515,000 | 23,126,000 | 20,996,000 | 21,204,000 |
| Securities held to maturity | 1,700,000 | 1,674,000 | 1,678,000 | 1,682,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 443,986,000 | 478,655,000 | 495,455,000 | 524,369,000 |
| Interest-bearing deposits | 404,294,000 | 415,745,000 | 425,006,000 | 452,635,000 |
| Noninterest-bearing deposits | 39,692,000 | 62,910,000 | 70,449,000 | 71,734,000 |
| Equity capital | 53,411,000 | 54,734,000 | 56,601,000 | 58,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 7,090,000 | 14,157,000 | 21,722,000 | 29,782,000 |
| Interest expense | 2,357,000 | 4,390,000 | 6,289,000 | 8,103,000 |
| Net interest income | 4,733,000 | 9,767,000 | 15,433,000 | 21,679,000 |
| Noninterest income | 461,000 | 937,000 | 1,983,000 | 2,718,000 |
| Noninterest expense | 3,092,000 | 6,344,000 | 9,945,000 | 13,619,000 |
| Provision for loan losses | 425,000 | 950,000 | 1,475,000 | 2,200,000 |
| Pretax income | 1,677,000 | 3,410,000 | 5,996,000 | 8,578,000 |
| Income tax | 428,000 | 869,000 | 1,417,000 | 2,033,000 |
| Net income | 1,249,000 | 2,541,000 | 4,579,000 | 6,545,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,416,000 | 51,734,000 | 53,801,000 | 55,792,000 |
| Total capital | 56,278,000 | 57,882,000 | 60,363,000 | 62,878,000 |
| Risk-weighted assets | 480,365,000 | 491,604,000 | 524,561,000 | 566,425,000 |