Call reports 2019
OMB BANK — 2019
What OMB BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 493,746,000 | 503,878,000 | 521,757,000 | 530,931,000 |
| Total loans | 440,979,000 | 447,630,000 | 462,357,000 | 469,924,000 |
| Allowance for loan losses | 5,335,000 | 4,900,000 | 5,312,000 | 5,481,000 |
| Securities available for sale | 27,336,000 | 26,023,000 | 29,811,000 | 27,090,000 |
| Securities held to maturity | 1,711,000 | 1,687,000 | 1,691,000 | 1,695,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 399,238,000 | 404,953,000 | 422,987,000 | 430,014,000 |
| Interest-bearing deposits | 367,772,000 | 373,158,000 | 388,847,000 | 395,115,000 |
| Noninterest-bearing deposits | 31,466,000 | 31,795,000 | 34,140,000 | 34,899,000 |
| Equity capital | 45,992,000 | 49,292,000 | 50,649,000 | 51,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,104,000 | 12,717,000 | 19,734,000 | 26,789,000 |
| Interest expense | 2,014,000 | 4,288,000 | 6,727,000 | 9,187,000 |
| Net interest income | 4,090,000 | 8,429,000 | 13,007,000 | 17,602,000 |
| Noninterest income | 337,000 | 838,000 | 1,303,000 | 2,043,000 |
| Noninterest expense | 2,917,000 | 5,849,000 | 8,749,000 | 11,960,000 |
| Provision for loan losses | 375,000 | 750,000 | 1,125,000 | 1,500,000 |
| Pretax income | 1,135,000 | 2,668,000 | 4,436,000 | 6,185,000 |
| Income tax | 280,000 | 664,000 | 1,112,000 | 1,556,000 |
| Net income | 855,000 | 2,004,000 | 3,324,000 | 4,629,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,285,000 | 46,461,000 | 47,808,000 | 49,140,000 |
| Total capital | 48,616,000 | 51,361,000 | 53,120,000 | 54,621,000 |
| Risk-weighted assets | 426,516,000 | 436,958,000 | 445,606,000 | 460,715,000 |