Call reports 2017
OMB BANK — 2017
What OMB BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 353,425,000 | 361,265,000 | 383,507,000 | 387,491,000 |
| Total loans | 304,406,000 | 318,183,000 | 322,054,000 | 340,874,000 |
| Allowance for loan losses | 4,192,000 | 4,220,000 | 4,076,000 | 4,106,000 |
| Securities available for sale | 29,012,000 | 28,159,000 | 27,669,000 | 27,444,000 |
| Securities held to maturity | 0 | 1,602,000 | 1,658,000 | 1,712,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 290,392,000 | 292,524,000 | 313,484,000 | 315,021,000 |
| Interest-bearing deposits | 263,551,000 | 266,939,000 | 286,699,000 | 285,595,000 |
| Noninterest-bearing deposits | 26,841,000 | 25,585,000 | 26,785,000 | 29,426,000 |
| Equity capital | 32,877,000 | 33,973,000 | 35,065,000 | 35,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,984,000 | 8,120,000 | 12,405,000 | 16,856,000 |
| Interest expense | 708,000 | 1,478,000 | 2,379,000 | 3,372,000 |
| Net interest income | 3,276,000 | 6,642,000 | 10,026,000 | 13,484,000 |
| Noninterest income | 517,000 | 865,000 | 1,183,000 | 1,451,000 |
| Noninterest expense | 2,054,000 | 4,185,000 | 7,909,000 | 10,319,000 |
| Provision for loan losses | 150,000 | 150,000 | 150,000 | 300,000 |
| Pretax income | 1,589,000 | 3,172,000 | 3,150,000 | 4,316,000 |
| Income tax | 586,000 | 1,162,000 | 27,000 | 419,000 |
| Net income | 1,003,000 | 2,010,000 | 3,123,000 | 3,897,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,104,000 | 31,133,000 | 32,268,000 | 33,088,000 |
| Total capital | 33,722,000 | 34,899,000 | 36,140,000 | 37,152,000 |
| Risk-weighted assets | 288,922,000 | 300,894,000 | 309,599,000 | 325,129,000 |