Call reports 2016
OMB BANK — 2016
What OMB BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 301,595,000 | 320,754,000 | 330,955,000 | 342,402,000 |
| Total loans | 260,360,000 | 274,069,000 | 288,826,000 | 288,676,000 |
| Allowance for loan losses | 3,440,000 | 3,629,000 | 3,829,000 | 3,905,000 |
| Securities available for sale | 28,633,000 | 29,008,000 | 29,185,000 | 29,620,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,862,000 | 259,368,000 | 270,938,000 | 281,740,000 |
| Interest-bearing deposits | 222,929,000 | 233,097,000 | 244,228,000 | 254,999,000 |
| Noninterest-bearing deposits | 23,933,000 | 26,271,000 | 26,710,000 | 26,741,000 |
| Equity capital | 29,083,000 | 29,924,000 | 30,845,000 | 31,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,363,000 | 6,954,000 | 10,755,000 | 14,686,000 |
| Interest expense | 503,000 | 1,069,000 | 1,709,000 | 2,386,000 |
| Net interest income | 2,860,000 | 5,885,000 | 9,046,000 | 12,300,000 |
| Noninterest income | 298,000 | 519,000 | 813,000 | 1,117,000 |
| Noninterest expense | 1,763,000 | 3,595,000 | 5,514,000 | 7,506,000 |
| Provision for loan losses | 225,000 | 450,000 | 563,000 | 675,000 |
| Pretax income | 1,170,000 | 2,359,000 | 3,782,000 | 5,236,000 |
| Income tax | 400,000 | 797,000 | 1,288,000 | 1,788,000 |
| Net income | 770,000 | 1,562,000 | 2,494,000 | 3,448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,269,000 | 27,077,000 | 28,027,000 | 29,247,000 |
| Total capital | 29,447,000 | 30,423,000 | 31,523,000 | 32,700,000 |
| Risk-weighted assets | 253,992,000 | 267,433,000 | 279,405,000 | 275,815,000 |