Call reports 2015
OMB BANK — 2015
What OMB BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 255,366,000 | 272,488,000 | 275,968,000 | 287,752,000 |
| Total loans | 215,715,000 | 228,977,000 | 236,645,000 | 242,823,000 |
| Allowance for loan losses | 2,499,000 | 2,839,000 | 2,938,000 | 3,157,000 |
| Securities available for sale | 26,888,000 | 27,298,000 | 28,523,000 | 28,747,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,308,000 | 226,347,000 | 225,762,000 | 234,307,000 |
| Interest-bearing deposits | 190,952,000 | 199,201,000 | 204,824,000 | 205,450,000 |
| Noninterest-bearing deposits | 21,356,000 | 27,146,000 | 20,938,000 | 28,857,000 |
| Equity capital | 26,179,000 | 26,723,000 | 27,502,000 | 28,199,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,835,000 | 5,829,000 | 8,971,000 | 12,200,000 |
| Interest expense | 319,000 | 679,000 | 1,099,000 | 1,548,000 |
| Net interest income | 2,516,000 | 5,150,000 | 7,872,000 | 10,652,000 |
| Noninterest income | 202,000 | 384,000 | 797,000 | 1,051,000 |
| Noninterest expense | 1,529,000 | 3,082,000 | 4,649,000 | 6,313,000 |
| Provision for loan losses | 255,000 | 510,000 | 980,000 | 1,235,000 |
| Pretax income | 1,008,000 | 2,016,000 | 3,113,000 | 4,228,000 |
| Income tax | 357,000 | 715,000 | 1,107,000 | 1,505,000 |
| Net income | 651,000 | 1,301,000 | 2,006,000 | 2,723,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,617,000 | 24,276,000 | 24,991,000 | 25,717,000 |
| Total capital | 26,090,000 | 26,960,000 | 27,846,000 | 28,752,000 |
| Risk-weighted assets | 197,874,000 | 214,632,000 | 228,361,000 | 242,750,000 |