Call reports 2014
OMB BANK — 2014
What OMB BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 171,394,000 | 181,967,000 | 177,633,000 | 250,620,000 |
| Total loans | 151,634,000 | 161,899,000 | 160,277,000 | 205,360,000 |
| Allowance for loan losses | 2,037,000 | 1,757,000 | 2,075,000 | 2,153,000 |
| Securities available for sale | 12,277,000 | 12,306,000 | 12,283,000 | 31,650,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,300,000 | 154,102,000 | 148,219,000 | 206,753,000 |
| Interest-bearing deposits | 135,041,000 | 142,751,000 | 138,878,000 | 186,165,000 |
| Noninterest-bearing deposits | 10,259,000 | 11,351,000 | 9,341,000 | 20,588,000 |
| Equity capital | 15,007,000 | 15,457,000 | 15,790,000 | 25,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,019,000 | 4,159,000 | 6,377,000 | 9,654,000 |
| Interest expense | 252,000 | 517,000 | 786,000 | 1,167,000 |
| Net interest income | 1,767,000 | 3,642,000 | 5,591,000 | 8,487,000 |
| Noninterest income | 83,000 | 194,000 | 393,000 | 552,000 |
| Noninterest expense | 1,078,000 | 2,177,000 | 3,565,000 | 5,601,000 |
| Provision for loan losses | 150,000 | 375,000 | 600,000 | 875,000 |
| Pretax income | 622,000 | 1,319,000 | 1,854,000 | 2,633,000 |
| Income tax | 231,000 | 490,000 | 685,000 | 905,000 |
| Net income | 391,000 | 829,000 | 1,169,000 | 1,728,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,083,000 | 15,521,000 | 15,861,000 | 22,401,000 |
| Total capital | 16,859,000 | 17,278,000 | 17,724,000 | 24,554,000 |
| Risk-weighted assets | 141,805,000 | 152,752,000 | 148,831,000 | 193,194,000 |