Call reports 2013
OMB BANK — 2013
What OMB BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 150,409,000 | 156,535,000 | 159,057,000 | 167,179,000 |
| Total loans | 132,907,000 | 135,568,000 | 142,473,000 | 142,855,000 |
| Allowance for loan losses | 1,624,000 | 1,751,000 | 1,772,000 | 1,888,000 |
| Securities available for sale | 10,131,000 | 10,831,000 | 11,610,000 | 12,139,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,341,000 | 134,414,000 | 135,755,000 | 142,354,000 |
| Interest-bearing deposits | 122,701,000 | 127,279,000 | 128,742,000 | 131,865,000 |
| Noninterest-bearing deposits | 5,640,000 | 7,135,000 | 7,013,000 | 10,489,000 |
| Equity capital | 13,523,000 | 13,788,000 | 14,097,000 | 14,525,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,855,000 | 3,799,000 | 5,791,000 | 7,837,000 |
| Interest expense | 281,000 | 555,000 | 817,000 | 1,079,000 |
| Net interest income | 1,574,000 | 3,244,000 | 4,974,000 | 6,758,000 |
| Noninterest income | 105,000 | 214,000 | 292,000 | 364,000 |
| Noninterest expense | 970,000 | 1,929,000 | 2,900,000 | 3,974,000 |
| Provision for loan losses | 128,000 | 255,000 | 405,000 | 549,000 |
| Pretax income | 581,000 | 1,274,000 | 1,961,000 | 2,599,000 |
| Income tax | 213,000 | 471,000 | 726,000 | 962,000 |
| Net income | 368,000 | 803,000 | 1,235,000 | 1,637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,422,000 | 13,858,000 | 14,289,000 | 14,692,000 |
| Total capital | 14,970,000 | 15,441,000 | 15,940,000 | 16,393,000 |
| Risk-weighted assets | 123,785,000 | 126,300,000 | 131,949,000 | 135,925,000 |