Call reports 2012
OMB BANK — 2012
What OMB BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 133,904,000 | 140,169,000 | 139,771,000 | 148,104,000 |
| Total loans | 116,309,000 | 119,610,000 | 123,142,000 | 125,947,000 |
| Allowance for loan losses | 1,756,000 | 1,666,000 | 1,439,000 | 1,555,000 |
| Securities available for sale | 9,401,000 | 9,728,000 | 10,344,000 | 9,829,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,656,000 | 118,869,000 | 119,045,000 | 127,523,000 |
| Interest-bearing deposits | 107,057,000 | 113,457,000 | 112,761,000 | 120,128,000 |
| Noninterest-bearing deposits | 5,599,000 | 5,412,000 | 6,284,000 | 7,395,000 |
| Equity capital | 11,720,000 | 12,408,000 | 12,784,000 | 13,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,761,000 | 3,575,000 | 5,435,000 | 7,306,000 |
| Interest expense | 355,000 | 681,000 | 996,000 | 1,291,000 |
| Net interest income | 1,406,000 | 2,894,000 | 4,439,000 | 6,015,000 |
| Noninterest income | 47,000 | 127,000 | 240,000 | 382,000 |
| Noninterest expense | 816,000 | 1,669,000 | 2,550,000 | 3,488,000 |
| Provision for loan losses | 120,000 | 240,000 | 420,000 | 600,000 |
| Pretax income | 517,000 | 1,112,000 | 1,709,000 | 2,309,000 |
| Income tax | 191,000 | 414,000 | 634,000 | 855,000 |
| Net income | 326,000 | 698,000 | 1,075,000 | 1,454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,627,000 | 12,299,000 | 12,675,000 | 13,054,000 |
| Total capital | 12,998,000 | 13,734,000 | 14,114,000 | 14,544,000 |
| Risk-weighted assets | 109,319,000 | 114,543,000 | 116,657,000 | 119,049,000 |