Call reports 2011
OMB BANK — 2011
What OMB BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 120,670,000 | 122,744,000 | 128,175,000 | 131,295,000 |
| Total loans | 102,798,000 | 105,365,000 | 111,063,000 | 112,715,000 |
| Allowance for loan losses | 1,444,000 | 1,409,000 | 1,529,000 | 1,655,000 |
| Securities available for sale | 12,769,000 | 12,320,000 | 11,199,000 | 11,293,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,793,000 | 103,519,000 | 107,052,000 | 110,062,000 |
| Interest-bearing deposits | 98,468,000 | 99,822,000 | 101,982,000 | 104,358,000 |
| Noninterest-bearing deposits | 3,325,000 | 3,697,000 | 5,070,000 | 5,704,000 |
| Equity capital | 10,479,000 | 10,759,000 | 11,117,000 | 11,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,690,000 | 3,336,000 | 5,057,000 | 6,817,000 |
| Interest expense | 447,000 | 869,000 | 1,270,000 | 1,645,000 |
| Net interest income | 1,243,000 | 2,467,000 | 3,787,000 | 5,172,000 |
| Noninterest income | 22,000 | 67,000 | 207,000 | 329,000 |
| Noninterest expense | 787,000 | 1,599,000 | 2,432,000 | 3,298,000 |
| Provision for loan losses | 76,000 | 206,000 | 326,000 | 456,000 |
| Pretax income | 409,000 | 785,000 | 1,314,000 | 1,825,000 |
| Income tax | 151,000 | 294,000 | 505,000 | 701,000 |
| Net income | 258,000 | 491,000 | 809,000 | 1,124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,434,000 | 10,667,000 | 10,985,000 | 11,300,000 |
| Total capital | 11,643,000 | 11,928,000 | 12,308,000 | 12,630,000 |
| Risk-weighted assets | 96,489,000 | 100,712,000 | 104,977,000 | 106,098,000 |