Call reports 2010
OMB BANK — 2010
What OMB BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 116,221,000 | 117,258,000 | 119,530,000 | 121,843,000 |
| Total loans | 98,839,000 | 99,588,000 | 102,055,000 | 102,526,000 |
| Allowance for loan losses | 1,281,000 | 1,341,000 | 1,293,000 | 1,382,000 |
| Securities available for sale | 11,181,000 | 11,873,000 | 11,903,000 | 11,563,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,337,000 | 98,029,000 | 99,400,000 | 103,002,000 |
| Interest-bearing deposits | 92,041,000 | 94,589,000 | 96,734,000 | 98,873,000 |
| Noninterest-bearing deposits | 3,296,000 | 3,440,000 | 2,666,000 | 4,129,000 |
| Equity capital | 9,470,000 | 9,737,000 | 10,076,000 | 10,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,624,000 | 3,329,000 | 5,076,000 | 6,774,000 |
| Interest expense | 531,000 | 1,060,000 | 1,573,000 | 2,045,000 |
| Net interest income | 1,093,000 | 2,269,000 | 3,503,000 | 4,729,000 |
| Noninterest income | 17,000 | 92,000 | 119,000 | 191,000 |
| Noninterest expense | 766,000 | 1,533,000 | 2,276,000 | 3,058,000 |
| Provision for loan losses | 80,000 | 190,000 | 335,000 | 450,000 |
| Pretax income | 276,000 | 650,000 | 1,036,000 | 1,536,000 |
| Income tax | 93,000 | 229,000 | 365,000 | 546,000 |
| Net income | 183,000 | 421,000 | 671,000 | 990,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,368,000 | 9,607,000 | 9,856,000 | 10,176,000 |
| Total capital | 10,533,000 | 10,772,000 | 11,048,000 | 11,377,000 |
| Risk-weighted assets | 93,108,000 | 93,070,000 | 95,258,000 | 95,917,000 |