Call reports 2009
OMB BANK — 2009
What OMB BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 106,817,000 | 110,159,000 | 112,411,000 | 113,640,000 |
| Total loans | 90,023,000 | 93,054,000 | 91,786,000 | 95,714,000 |
| Allowance for loan losses | 977,000 | 1,163,000 | 1,140,000 | 1,266,000 |
| Securities available for sale | 10,822,000 | 11,530,000 | 11,872,000 | 11,005,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,727,000 | 89,896,000 | 93,245,000 | 93,408,000 |
| Interest-bearing deposits | 84,400,000 | 87,127,000 | 90,483,000 | 89,709,000 |
| Noninterest-bearing deposits | 3,327,000 | 2,769,000 | 2,762,000 | 3,699,000 |
| Equity capital | 8,543,000 | 8,704,000 | 9,057,000 | 9,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,525,000 | 3,098,000 | 4,700,000 | 6,321,000 |
| Interest expense | 707,000 | 1,388,000 | 2,034,000 | 2,632,000 |
| Net interest income | 818,000 | 1,710,000 | 2,666,000 | 3,689,000 |
| Noninterest income | 63,000 | 120,000 | 173,000 | 280,000 |
| Noninterest expense | 623,000 | 1,297,000 | 2,015,000 | 2,725,000 |
| Provision for loan losses | 160,000 | 390,000 | 600,000 | 730,000 |
| Pretax income | 98,000 | 176,000 | 302,000 | 629,000 |
| Income tax | 34,000 | 51,000 | 87,000 | 198,000 |
| Net income | 64,000 | 125,000 | 215,000 | 431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,445,000 | 8,705,000 | 8,945,000 | 9,186,000 |
| Total capital | 9,422,000 | 9,804,000 | 10,031,000 | 10,318,000 |
| Risk-weighted assets | 88,256,000 | 87,818,000 | 86,811,000 | 90,405,000 |