Call reports 2007
OMB BANK — 2007
What OMB BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 86,327,000 | 85,099,000 | 81,203,000 | 82,794,000 |
| Total loans | 71,471,000 | 69,959,000 | 68,292,000 | 66,896,000 |
| Allowance for loan losses | 918,000 | 958,000 | 752,000 | 672,000 |
| Securities available for sale | 7,786,000 | 8,829,000 | 8,690,000 | 9,694,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,372,000 | 71,544,000 | 66,442,000 | 65,965,000 |
| Interest-bearing deposits | 68,981,000 | 67,151,000 | 62,997,000 | 62,394,000 |
| Noninterest-bearing deposits | 3,391,000 | 4,393,000 | 3,445,000 | 3,571,000 |
| Equity capital | 7,352,000 | 7,478,000 | 7,682,000 | 7,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,583,000 | 3,240,000 | 4,807,000 | 6,358,000 |
| Interest expense | 875,000 | 1,768,000 | 2,624,000 | 3,471,000 |
| Net interest income | 708,000 | 1,472,000 | 2,183,000 | 2,887,000 |
| Noninterest income | 41,000 | 86,000 | 108,000 | 133,000 |
| Noninterest expense | 602,000 | 1,153,000 | 1,717,000 | 2,278,000 |
| Provision for loan losses | 0 | 0 | -35,000 | -110,000 |
| Pretax income | 147,000 | 405,000 | 609,000 | 852,000 |
| Income tax | 52,000 | 146,000 | 220,000 | 308,000 |
| Net income | 95,000 | 259,000 | 389,000 | 544,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,359,000 | 7,523,000 | 7,653,000 | 7,807,000 |
| Total capital | 8,217,000 | 8,366,000 | 8,405,000 | 8,479,000 |
| Risk-weighted assets | 68,610,000 | 67,334,000 | 65,475,000 | 65,192,000 |