Call reports 2006
OMB BANK — 2006
What OMB BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 82,515,000 | 82,135,000 | 82,431,000 | 83,259,000 |
| Total loans | 71,403,000 | 69,074,000 | 70,296,000 | 70,860,000 |
| Allowance for loan losses | 1,003,000 | 937,000 | 1,007,000 | 941,000 |
| Securities available for sale | 6,165,000 | 7,289,000 | 7,344,000 | 7,271,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,654,000 | 69,214,000 | 70,253,000 | 69,282,000 |
| Interest-bearing deposits | 64,757,000 | 65,783,000 | 65,535,000 | 64,610,000 |
| Noninterest-bearing deposits | 3,897,000 | 3,431,000 | 4,718,000 | 4,672,000 |
| Equity capital | 6,506,000 | 6,886,000 | 7,073,000 | 7,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,452,000 | 2,933,000 | 4,488,000 | 6,099,000 |
| Interest expense | 712,000 | 1,455,000 | 2,246,000 | 3,088,000 |
| Net interest income | 740,000 | 1,478,000 | 2,242,000 | 3,011,000 |
| Noninterest income | 38,000 | 102,000 | 143,000 | 164,000 |
| Noninterest expense | 538,000 | 1,110,000 | 1,677,000 | 2,281,000 |
| Provision for loan losses | 108,000 | 108,000 | 108,000 | 33,000 |
| Pretax income | 132,000 | 362,000 | 600,000 | 861,000 |
| Income tax | 44,000 | 131,000 | 217,000 | 312,000 |
| Net income | 88,000 | 231,000 | 383,000 | 549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,553,000 | 6,946,000 | 7,098,000 | 7,264,000 |
| Total capital | 7,376,000 | 7,759,000 | 7,924,000 | 8,100,000 |
| Risk-weighted assets | 65,673,000 | 64,943,000 | 65,913,000 | 66,783,000 |