Call reports 2005
OMB BANK — 2005
What OMB BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 74,894,000 | 77,624,000 | 85,217,000 | 84,503,000 |
| Total loans | 64,288,000 | 67,967,000 | 70,333,000 | 73,359,000 |
| Allowance for loan losses | 888,000 | 876,000 | 874,000 | 977,000 |
| Securities available for sale | 4,418,000 | 4,399,000 | 5,171,000 | 5,940,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,469,000 | 65,983,000 | 72,947,000 | 71,343,000 |
| Interest-bearing deposits | 61,344,000 | 62,100,000 | 69,114,000 | 67,440,000 |
| Noninterest-bearing deposits | 3,125,000 | 3,883,000 | 3,833,000 | 3,903,000 |
| Equity capital | 6,155,000 | 6,273,000 | 6,348,000 | 6,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,099,000 | 2,300,000 | 3,605,000 | 5,019,000 |
| Interest expense | 450,000 | 949,000 | 1,544,000 | 2,222,000 |
| Net interest income | 649,000 | 1,351,000 | 2,061,000 | 2,797,000 |
| Noninterest income | 19,000 | 38,000 | 73,000 | 112,000 |
| Noninterest expense | 520,000 | 1,053,000 | 1,600,000 | 2,110,000 |
| Provision for loan losses | 34,000 | 68,000 | 122,000 | 239,000 |
| Pretax income | 114,000 | 268,000 | 412,000 | 560,000 |
| Income tax | 41,000 | 96,000 | 148,000 | 202,000 |
| Net income | 73,000 | 172,000 | 264,000 | 358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,180,000 | 6,279,000 | 6,370,000 | 6,465,000 |
| Total capital | 6,929,000 | 7,071,000 | 7,204,000 | 7,314,000 |
| Risk-weighted assets | 59,808,000 | 63,310,000 | 66,697,000 | 67,787,000 |