Call reports 2003
OMB BANK — 2003
What OMB BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 60,586,000 | 61,377,000 | 63,224,000 | 66,199,000 |
| Total loans | 53,386,000 | 54,704,000 | 55,619,000 | 59,726,000 |
| Allowance for loan losses | 675,000 | 699,000 | 714,000 | 722,000 |
| Securities available for sale | 802,000 | 1,068,000 | 1,053,000 | 1,043,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,267,000 | 51,422,000 | 53,722,000 | 54,707,000 |
| Interest-bearing deposits | 48,576,000 | 49,163,000 | 51,529,000 | 52,219,000 |
| Noninterest-bearing deposits | 2,691,000 | 2,259,000 | 2,193,000 | 2,488,000 |
| Equity capital | 5,527,000 | 5,649,000 | 5,736,000 | 5,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 910,000 | 1,840,000 | 2,756,000 | 3,703,000 |
| Interest expense | 449,000 | 870,000 | 1,268,000 | 1,637,000 |
| Net interest income | 461,000 | 970,000 | 1,488,000 | 2,066,000 |
| Noninterest income | 28,000 | 64,000 | 110,000 | 105,000 |
| Noninterest expense | 423,000 | 840,000 | 1,283,000 | 1,754,000 |
| Provision for loan losses | 42,000 | 66,000 | 81,000 | 151,000 |
| Pretax income | 24,000 | 128,000 | 234,000 | 266,000 |
| Income tax | 0 | 0 | 5,000 | 15,000 |
| Net income | 24,000 | 128,000 | 229,000 | 251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,490,000 | 5,594,000 | 5,695,000 | 5,717,000 |
| Total capital | 6,093,000 | 6,203,000 | 6,317,000 | 6,381,000 |
| Risk-weighted assets | 47,891,000 | 48,619,000 | 49,658,000 | 53,081,000 |