Call reports 2002
OMB BANK — 2002
What OMB BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 47,507,000 | 53,016,000 | 55,175,000 | 61,217,000 |
| Total loans | 39,668,000 | 45,699,000 | 47,998,000 | 52,722,000 |
| Allowance for loan losses | 496,000 | 575,000 | 599,000 | 633,000 |
| Securities available for sale | 1,466,000 | 972,000 | 1,242,000 | 1,254,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,593,000 | 44,340,000 | 47,605,000 | 52,642,000 |
| Interest-bearing deposits | 37,928,000 | 42,747,000 | 45,437,000 | 49,204,000 |
| Noninterest-bearing deposits | 1,665,000 | 1,593,000 | 2,168,000 | 3,438,000 |
| Equity capital | 4,397,000 | 4,354,000 | 4,259,000 | 4,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 716,000 | 1,534,000 | 2,382,000 | 3,269,000 |
| Interest expense | 429,000 | 891,000 | 1,372,000 | 1,834,000 |
| Net interest income | 287,000 | 643,000 | 1,010,000 | 1,435,000 |
| Noninterest income | 15,000 | 93,000 | 116,000 | 147,000 |
| Noninterest expense | 346,000 | 747,000 | 1,151,000 | 1,557,000 |
| Provision for loan losses | 50,000 | 129,000 | 224,000 | 279,000 |
| Pretax income | -94,000 | -140,000 | -249,000 | -254,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -94,000 | -140,000 | -249,000 | -254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,377,000 | 4,331,000 | 4,222,000 | 4,217,000 |
| Total capital | 4,849,000 | 4,855,000 | 4,770,000 | 4,810,000 |
| Risk-weighted assets | 37,762,000 | 41,879,000 | 43,788,000 | 47,372,000 |