Call reports 2026
FIVE RIVERS BANK — 2026
What FIVE RIVERS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 37,929,000 | 78,136,000 |
| Total loans | 3,222,000 | 18,995,000 |
| Allowance for loan losses | 37,000 | 223,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 8,568,000 | 49,764,000 |
| Interest-bearing deposits | 6,964,000 | 45,406,000 |
| Noninterest-bearing deposits | 1,604,000 | 4,358,000 |
| Equity capital | 28,498,000 | 27,379,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 294,000 | 708,000 |
| Interest expense | 43,000 | 216,000 |
| Net interest income | 251,000 | 492,000 |
| Noninterest income | 2,000 | 6,000 |
| Noninterest expense | 1,138,000 | 2,313,000 |
| Provision for loan losses | 21,000 | 207,000 |
| Pretax income | -906,000 | -2,022,000 |
| Income tax | 0 | 3,000 |
| Net income | -906,000 | -2,025,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 28,498,000 | 27,379,000 |