Call reports 2025
FIVE RIVERS BANK — 2025
What FIVE RIVERS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|
| Total assets | 31,544,000 | 31,096,000 | 34,232,000 |
| Total loans | 0 | 0 | 1,400,000 |
| Allowance for loan losses | 0 | 0 | 16,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 0 | 57,000 | 3,897,000 |
| Interest-bearing deposits | 0 | 29,000 | 2,647,000 |
| Noninterest-bearing deposits | 0 | 28,000 | 1,250,000 |
| Equity capital | 30,746,000 | 30,109,000 | 29,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|
| Interest income | 739,000 | 1,062,000 | 1,348,000 |
| Interest expense | 0 | 0 | 11,000 |
| Net interest income | 739,000 | 1,062,000 | 1,337,000 |
| Noninterest income | 0 | 0 | 2,000 |
| Noninterest expense | 1,748,000 | 2,709,000 | 3,674,000 |
| Provision for loan losses | 0 | 0 | 16,000 |
| Pretax income | -1,009,000 | -1,647,000 | -2,351,000 |
| Income tax | 1,000 | 1,000 | 1,000 |
| Net income | -1,010,000 | -1,648,000 | -2,352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|
| Tier 1 capital | 30,746,000 | 30,109,000 | 29,404,000 |