Call reports 2007
BANK OF TALLAHASSEE, THE — 2007
What BANK OF TALLAHASSEE, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 78,524,000 | 85,065,000 | 88,507,000 | 89,569,000 |
| Total loans | 63,480,000 | 62,655,000 | 64,493,000 | 67,743,000 |
| Allowance for loan losses | 632,000 | 760,000 | 761,000 | 780,000 |
| Securities available for sale | 10,296,000 | 8,203,000 | 7,227,000 | 5,208,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,668,000 | 63,350,000 | 66,485,000 | 68,079,000 |
| Interest-bearing deposits | 61,944,000 | 54,655,000 | 57,070,000 | 60,666,000 |
| Noninterest-bearing deposits | 6,724,000 | 8,695,000 | 9,415,000 | 7,413,000 |
| Equity capital | 8,573,000 | 19,545,000 | 19,734,000 | 19,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,457,000 | 1,025,000 | 2,499,000 | 3,980,000 |
| Interest expense | 791,000 | 449,000 | 1,130,000 | 1,774,000 |
| Net interest income | 666,000 | 576,000 | 1,369,000 | 2,206,000 |
| Noninterest income | 67,000 | 43,000 | 100,000 | 174,000 |
| Noninterest expense | 593,000 | 440,000 | 1,192,000 | 2,090,000 |
| Provision for loan losses | 30,000 | 0 | 0 | 19,000 |
| Pretax income | 110,000 | 179,000 | 277,000 | 271,000 |
| Income tax | 0 | 78,000 | 91,000 | 117,000 |
| Net income | 110,000 | 101,000 | 186,000 | 154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,630,000 | 9,337,000 | 10,064,000 | 10,108,000 |
| Total capital | 9,262,000 | 10,097,000 | 10,825,000 | 10,888,000 |
| Risk-weighted assets | 67,021,000 | 66,479,000 | 69,941,000 | 74,619,000 |