Call reports 2006
BANK OF TALLAHASSEE, THE — 2006
What BANK OF TALLAHASSEE, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 68,329,000 | 98,681,000 | 73,788,000 | 80,618,000 |
| Total loans | 47,966,000 | 54,440,000 | 57,982,000 | 61,946,000 |
| Allowance for loan losses | 443,000 | 530,000 | 554,000 | 601,000 |
| Securities available for sale | 11,553,000 | 11,384,000 | 11,358,000 | 11,346,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,555,000 | 89,857,000 | 62,147,000 | 70,185,000 |
| Interest-bearing deposits | 48,654,000 | 60,690,000 | 52,876,000 | 60,131,000 |
| Noninterest-bearing deposits | 9,901,000 | 29,167,000 | 9,271,000 | 10,054,000 |
| Equity capital | 8,112,000 | 8,123,000 | 8,312,000 | 8,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,076,000 | 2,347,000 | 3,745,000 | 5,135,000 |
| Interest expense | 469,000 | 1,100,000 | 1,813,000 | 2,556,000 |
| Net interest income | 607,000 | 1,247,000 | 1,932,000 | 2,579,000 |
| Noninterest income | 56,000 | 110,000 | 179,000 | 239,000 |
| Noninterest expense | 572,000 | 1,130,000 | 1,727,000 | 2,295,000 |
| Provision for loan losses | 17,000 | 103,000 | 130,000 | 181,000 |
| Pretax income | 74,000 | 124,000 | 254,000 | 342,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 74,000 | 124,000 | 254,000 | 342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,252,000 | 8,302,000 | 8,432,000 | 8,520,000 |
| Total capital | 8,695,000 | 8,832,000 | 8,986,000 | 9,121,000 |
| Risk-weighted assets | 53,878,000 | 64,291,000 | 62,402,000 | 66,983,000 |